ž ú { Ä ÿˆå RESERVE BANK OF INDIA
|
|
- Dana Merritt
- 5 years ago
- Views:
Transcription
1 ž ú { Ä ÿˆå RESERVE BANK OF INDIA RBI/ /11 DNBR (PD) CC. No.057/ / July 01, 2015 To 1. All Non-Banking Financial Companies [Excluding RNBCs] 2. The President, Institute of Chartered Accountants of India Dear Sir/Madam, Master Circular Non-Banking Financial Companies Auditor s Report (Reserve Bank) Directions, 2008 As you are aware, in order to have all current instructions on the subject at one place, the Reserve Bank of India issues updated circulars / notifications. The instructions related to the captioned subject contained in various circulars issued by RBI updated as on June 30, 2015 are reproduced below. The updated circular has also been placed on the RBI web-site ( Yours faithfully, (C.D.Srinivasan) Chief General Manager ग र ब क ग व न यम व भ ग, द र य य लय, 2र म ज़ ल, स टर I, र ल ट र स टर, फ पर, म बई ûå ½ : , û¾åæ : ƒä-ÿ ½ :helpdnbr@rbi.org.in Department of Non-Banking Regulation, Central Office, 2 nd Floor, Centre I, WTC, Cuffe Parade, Mumbai Tel No: Fax No: helpdnbr@rbi.org.in í ú í¾, ƒ ˆÅ œï ½Š ढ़ इ
2 Table of Contents Para Particulars No 1 Short title, application and commencement of the Directions 2 Auditors to submit additional Report to the Board of Directors 3 Matters to be included in the auditor s report A. In the case of all non-banking financial companies B. In the case of a non-banking financial company accepting/holding public deposits C. In the case of a non-banking financial company not accepting public deposits D. In the case of a company engaged in the business of nonbanking financial institution not required to hold CoR subject to certain conditions 4 Reasons to be stated for unfavourable or qualified statements 5 Obligation of auditor to submit an exception report to the Bank 6 Repeal and saving Appendix
3 RESERVE BANK OF INDIA DEPARTMENT OF NON-BANKING SUPERVISION CENTRAL OFFICE, CENTRE I, WORLD TRADE CENTRE CUFFE PARADE, COLABA, MUMBAI Notification No. DNBS. 201/DG (VL)-2008 dated September 18, 2008 The Reserve Bank of India (hereinafter referred to as "the Bank"), having considered it necessary in the public interest and for the purpose of proper assessment of books of accounts of NBFCs, in exercise of the powers conferred by sub-section (1A) of Section 45MA of the Reserve Bank of India Act, 1934 (Act 2 of 1934) and of all the powers enabling it in this behalf, and in supersession of the Non-Banking Financial Companies Auditor s Report (Reserve Bank) Directions, 1998, issues to every auditor of every non-banking financial company, the Directions hereinafter specified. 1. Short title, Application and Commencement of the Directions (i) These Directions shall be known as Non-Banking Financial Companies Auditor s Report (Reserve Bank) Directions, (ii) These Directions shall apply to every auditor of a non-banking financial company as defined in Section 45 I(f) of the Reserve Bank of India Act, 1934 (2 of 1934) hereinafter referred to as non-banking financial company. (iii) These Directions shall come into force with immediate effect. 2. Auditors to submit additional Report to the Board of Directors In addition to the Report made by the auditor under Section 227 of the 1 Companies Act, 1956 (1 of 1956) on the accounts of a non-banking financial company examined for every financial year ending on any day on or after the commencement of these Directions, the auditor shall also make a separate report to the Board of Directors of the Company on the matters specified in paragraphs 3 and 4 below. 1 Footnote: The Reference to Companies Act, 1956 in the Master Circular will be changed as and when change is effected in the original circular/notifications.
4 3. Matters to be included in the Auditor s report The auditor s report on the accounts of a non-banking financial company shall include a statement on the following matters, namely: - (A) In the case of all Non-Banking Financial Companies I. Whether the company is engaged in the business of non-banking financial institution and whether it has obtained a Certificate of Registration (CoR) from the Bank II. In the case of a company holding CoR issued by the Bank, whether that company is entitled to continue to hold such CoR in terms of its asset/income pattern as on March 31 of the applicable year. Note: A reference in this regard is invited to paragraph 15 of the Non-Banking Financial (Deposit Accepting or Holding) Companies Prudential Norms (Reserve Bank) Directions, 2007 in respect of deposit taking NBFCs and paragraph 15 of 2 Systemically Important Non-Banking Financial (Non-Deposit Accepting or Holding) Companies Prudential Norms (Reserve Bank) Directions, 2015 and Non-Systemically Important Non-Banking Financial (Non-Deposit Accepting or Holding) Companies Prudential Norms (Reserve Bank) Directions, 2015 in respect of non-deposit taking NBFCs. III. Based on the criteria set forth by the Bank in Company Circular No. DNBS.PD. CC No.85/ / dated December 6, 2006 for classification of NBFCs as Asset Finance Company (AFC), whether the non-banking financial company has been correctly classified as AFC as defined in Non-Banking Financial Companies Acceptance of Public Deposits (Reserve Bank) Directions, 1998 with reference to the business carried on by it during the applicable financial year. 2 Introduced vide DNBR (PD) CC. No. 024/ / dated March 27, 2015
5 3 IV. Based on the criteria set forth by the Bank in the Notification viz. Non-Banking Financial Company- Micro Finance Institutions (Reserve Bank) Directions, 2011 dated December 02, 2011 for classification of NBFCs as NBFC-MFIs, whether the non-banking financial company has been correctly classified as NBFC-MFI as defined in the said Directions with reference to the business carried on by it during the applicable financial year.] (B) In the case of a non-banking financial company accepting/holding public deposits Apart from the matters enumerated in (A) above, the auditor shall include a statement on the following matters, namely:- (i) Whether the public deposits accepted by the company together with other borrowings indicated below viz. (a) from public by issue of unsecured non-convertible debentures/bonds; (b) from its shareholders (if it is a public limited company); and (c) which are not excluded from the definition of public deposit in the Non- Banking Financial Companies Acceptance of Public Deposits (Reserve Bank) Directions, 1998, are within the limits admissible to the company as per the provisions of the Non-Banking Financial Companies Acceptance of Public Deposits (Reserve Bank) Directions, 1998; (ii) Whether the public deposits held by the company in excess of the quantum of such deposits permissible to it under the provisions of Non-Banking Financial Companies Acceptance of Public Deposits (Reserve Bank) Directions, 1998 are regularised in the manner provided in the said Directions; (iii) Whether an Asset Finance Company having Capital to Risk Assets Ratio (CRAR) less than 15% or an Investment Company or a Loan Company as defined in paragraph 2(1) (ia), (vi) and (viii) respectively of Non-Banking Financial Companies Acceptance of Public Deposits (Reserve Bank) Directions, 1998 is accepting "public deposit without minimum investment grade credit rating from an approved credit rating agency; 3 Inserted vide Notification DNBS.PD.No.236/CGM (US)-2011 dated December 02, 2011.
6 (iv) In respect of NBFCs referred to in clause (iii) above, (a) whether the credit rating, for each of the fixed deposits schemes that has been assigned by one of the Credit Rating Agencies listed in Non-Banking Financial Companies Acceptance of Public Deposits (Reserve Bank) Directions, 1998 is in force; and (b) whether the aggregate amount of deposits outstanding as at any point during the year has exceeded the limit specified by the such Credit Rating Agency; (v) In case of NBFCs having Net Owned Funds of Rs. 25 lakh and above but less than Rs. 200 lakhs, whether the public deposit held by the companies is in excess of the quantum of such deposit permissible to it in terms of Notification No. DNBS. 199/CGM (PK) dated June 17, 2008 and whether such company: (a) has frozen its level of deposits as on the date of that Notification; or (b) has brought down its level of deposits to the level of revised ceiling of deposits in terms of that Notification. (vi) Whether the company has defaulted in paying to its depositors the interest and /or principal amount of the deposits after such interest and/or principal became due; (vii) Whether the company has complied with the prudential norms on income recognition, accounting standards, asset classification, provisioning for bad and doubtful debts, and concentration of credit/investments as specified in the Directions issued by the Reserve Bank of India in terms of the Non-Banking Financial (Deposit Accepting or Holding) Companies Prudential Norms (Reserve Bank) Directions, (viii) Whether the capital adequacy ratio as disclosed in the return submitted to the Bank in terms of the Non-Banking Financial (Deposit Accepting or Holding) Companies Prudential Norms (Reserve Bank) Directions, 2007 has been correctly determined and whether such ratio is in compliance with the minimum CRAR prescribed therein; (ix) Whether the company has complied with the liquid assets requirement as prescribed by the Bank in exercise of powers under section 45-IB of the RBI Act and
7 whether the details of the designated bank in which the approved securities are held is communicated to the office concerned of the Bank in terms of Notification No.DNBS.172/CGM(OPA)-2003 dated July 31, 2003; (x) Whether the company has furnished to the Bank within the stipulated period the return on deposits as specified in the NBS 1 to the Non-Banking Financial Companies Acceptance of Public Deposits (Reserve Bank) Directions, 1998; (xi) Whether the company has furnished to the Bank within the stipulated period the half-yearly return on prudential norms as specified in the Non-Banking Financial (Deposit Accepting or Holding) Companies Prudential Norms (Reserve Bank) Directions, 2007; (xii) Whether, in the case of opening of new branches or offices to collect deposits or in the case of closure of existing branches/offices or in the case of appointment of agent, the company has complied with the requirements contained in the Non- Banking Financial Companies Acceptance of Public Deposits (Reserve Bank) Directions, (C) In the case of a non-banking financial company not accepting public deposits Apart from the aspects enumerated in (A) above, the auditor shall include a statement on the following matters, namely: - (i) Whether the Board of Directors has passed a resolution for non- acceptance of any public deposits; (ii) Whether the company has accepted any public deposits during the relevant period/year; (iii) Whether the company has complied with the prudential norms relating to income recognition, accounting standards, asset classification and provisioning for bad and doubtful debts as applicable to it in terms of 4 Systemically Important Non- Banking Financial (Non-Deposit Accepting or Holding) Companies Prudential Norms (Reserve Bank) Directions, 2015 and Non-Systemically Important Non-Banking 4 Introduced vide DNBR (PD) CC. No. 024/ / dated March 27, 2015
8 Financial (Non-Deposit Accepting or Holding) Companies Prudential Norms (Reserve Bank) Directions, 2015; (iv) In respect of Systemically Important Non-deposit taking NBFCs as defined in paragraph 2 (1) (xxvi) of the Systemically Important Non-Banking Financial (Non- Deposit Accepting or Holding) Companies Prudential Norms (Reserve Bank) Directions, 2015: (a) Whether the capital adequacy ratio as disclosed in the return submitted to the Bank in form NBS- 7, has been correctly arrived at and whether such ratio is in compliance with the minimum CRAR prescribed by the Bank; (b) Whether the company has furnished to the Bank the annual statement of capital funds, risk assets/exposures and risk asset ratio (NBS-7) within the stipulated period. (D) In the case of a company engaged in the business of non-banking financial institution not required to hold CoR subject to certain conditions Apart from the matters enumerated in (A)(I) above where a company has obtained a specific advice from the Bank that it is not required to hold COR from the Bank the auditor shall include a statement that the company is complying with the conditions stipulated as advised by the Bank. 4. Reasons to be stated for unfavourable or qualified statements Where, in the auditor s report, the statement regarding any of the items referred to in paragraph 3 above is unfavourable or qualified, the auditor s report shall also state the reasons for such unfavourable or qualified statement, as the case may be. Where the auditor is unable to express any opinion on any of the items referred to in paragraph 3 above, his report shall indicate such fact together with reasons therefor.
9 5. Obligation of auditor to submit an exception report to the Bank (I) Where, in the case of a non-banking financial company, the statement regarding any of the items referred to in paragraph 3 above, is unfavorable or qualified, or in the opinion of the auditor the company has not complied with: (a) the provisions of Chapter III B of Reserve Bank of India Act, 1934 (Act 2 of 1934); or (b) the Non-Banking Financial Companies Acceptance of Public Deposits (Reserve Bank) Directions, 1998; or (c) Non-Banking Financial (Deposit Accepting or Holding) Companies Prudential Norms (Reserve Bank) Directions, 2007; or (d) 5 Systemically Important Non-Banking Financial (Non-Deposit Accepting or Holding) Companies Prudential Norms (Reserve Bank) Directions, 2015 and Non-Systemically Important Non-Banking Financial (Non-Deposit Accepting or Holding) Companies Prudential Norms (Reserve Bank) Directions, 2015; it shall be the obligation of the auditor to make a report containing the details of such unfavourable or qualified statements and/or about the non-compliance, as the case may be, in respect of the company to the concerned Regional Office of the Department of Non-Banking Supervision of the Bank under whose jurisdiction the registered office of the company is located as per Second Schedule to the Non- Banking Financial Companies Acceptance of Public Deposits (Reserve Bank) Directions, (II) The duty of the Auditor under sub-paragraph (I) shall be to report only the contraventions of the provisions of RBI Act, 1934, and Directions, Guidelines, instructions referred to in sub-paragraph (1) and such report shall not contain any statement with respect to compliance of any of those provisions. 5 Introduced vide DNBR (PD) CC. No. 024/ / dated March 27, 2015
10 6. Repeal and saving The Non-Banking Financial Companies Auditor s Report (Reserve Bank) Directions, 1998 shall stand repealed by these Directions. Notwithstanding such repeal, (a) any action taken, purported to have been taken or initiated under the Directions hereby repealed shall, continue to be governed by the provisions of said Directions (b) any reference in other Notifications issued by the Bank containing reference to the said repealed Directions, shall mean reference to these Directions, namely, Non-Banking Financial Companies Auditor s Report (Reserve Bank) Directions, 2008 after the date of repeal. ****** Sd/- (V. Leeladhar) DEPUTY GOVERNOR
11 Appendix List of Circulars Sr. No. Circular No. Date 1 Notification No. DNBS. 201 /DG(VL)-2008 September 18, DNBS.PD.No.236/CGM(US)-2011 December 02, DNBR (PD) CC. No. 024/ / March 27, 2015
RESERVE BANK OF INDIA DEPARTMENT OF NON-BANKING SUPERVISION CENTRAL OFFICE, CENTRE I, WORLD TRADE CENTRE CUFFE PARADE, COLABA, MUMBAI
RESERVE BANK OF INDIA DEPARTMENT OF NON-BANKING SUPERVISION CENTRAL OFFICE, CENTRE I, WORLD TRADE CENTRE CUFFE PARADE, COLABA, MUMBAI - 400 005. RBI/DNBS/2016-17/48 Master Direction DNBS. PPD.03/66.15.001/2016-17
More informationRESERVE BANK OF INDIA
भ रत य ररजर व ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2015-16/18 DNBR (PD) CC. No. 046 / 03.10.119 / 2015-16 July 01, 2015 To All NBFCs, Dear Sir/Madam, Master Circular "Infrastructure Debt Fund-Non-Banking
More informationûå ½ : , û¾åæ : ƒä-ÿ ½
RBI/2015-16/93 DNBR(PD)CC.No.04./SCRC/26.03.001/2015-16 July 01, 2015 Notification as Amended upto June 30, 2015 - Change in or Take Over of the Management of the Business of the Borrower by Securitisation
More informationRBI/ /26 DNBR (PD) CC.No.061/ / July 01, 2015 (As amended up to August 04, 2015)
RBI/2015-16/26 DNBR (PD) CC.No.061/03.10.119/2015-16 July 01, 2015 (As amended up to August 04, 2015) To All Non-Banking Finance Companies (except Primary dealers), Dear Sir/Madam, Master Circular Requirement
More informationभ रत य ररज़र व ब क RESERVE BANK OF INDIA
भ रत य ररज़र व ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2014-15/410 DNBR.CO.PD.No.011/03.10.01/2014-15 January 16, 2015 All NBFCs excluding Primary Dealers Dear Sirs, Review of Guidelines on Restructuring
More informationž ú { Ä ÿˆå RESERVE BANK OF INDIA ww.rbi.org.in RBI/ /330 DNBR (PD).CC. No. 005 / / December 1, 2014
ž ú { Ä ÿˆå RESERVE BANK OF INDIA ww.rbi.org.in RBI/2014-15/330 DNBR (PD).CC. No. 005 /03.10.42/2014-15 December 1, 2014 All NBFCs Dear Madam/Sir, Know Your Customer (KYC) Guidelines /Anti-Money Laundering
More informationž ú { Ä ÿˆå RESERVE BANK OF INDIA
ž ú { Ä ÿˆå RESERVE BANK OF INDIA www.rbi.org.in RBI/2014-15/632 DNBR (PD) CC No.040/03.01.001/2014-15 June 03, 2015 To All Non-Banking Financial Companies (NBFCs), Dear Sirs, Master Circular Non-Banking
More informationRESERVE BANK OF INDIA DEPARTMENT OF NON-BANKING SUPERVISION CENTRAL OFFICE, CENTRE I, WORLD TRADE CENTRE CUFFE PARADE, COLABA, MUMBAI
RESERVE BANK OF INDIA DEPARTMENT OF NON-BANKING SUPERVISION CENTRAL OFFICE, CENTRE I, WORLD TRADE CENTRE CUFFE PARADE, COLABA, MUMBAI - 400 005. RBI/DNBS/2016-17/47 Master Direction DNBS.PPD.02/66.15.001/2016-17
More informationDNBS(PD).CC. No.243 / / September 22, 2011
RBI/2011-12/195 DNBS(PD).CC. No.243 /03.02.02 /2011-12 September 22, 2011 All Non Banking Financial Companies (excluding RNBCs) Dear Sir, Returns to be submitted by NBFCs- Revised Formats In terms of extant
More informationRBI/ /122 DNBR (PD) CC.No. 065/ / July 09, All Non-Banking Financial Companies (excluding Primary Dealers)
RBI/2015-16/122 DNBR (PD) CC.No. 065/03.10.001/2015-16 July 09, 2015 All Non-Banking Financial Companies (excluding Primary Dealers) Dear Sirs, Requirement for obtaining prior approval of RBI in cases
More informationRESERVE BANK OF INDIA
RBI/2015-16/21 भ रत य रजवर ब क RESERVE BANK OF INDIA www.rbi.org.in DNBR (PD) CC. No. 042 / 03.10.119 / 2015-16 July 01, 2015 To All Non-Banking Financial Companies (except Residuary Non-Banking Companies
More informationMaster Circular- Housing Finance Companies Approval of Acquisition or Transfer of Control (NHB) Directions, 2016
NHB(ND)/DRS/REG/MC-06/2017 July 1, 2017 All Housing Finance Companies Dear Sir/Madam, Master Circular- Housing Finance Companies Approval of Acquisition or Transfer of Control (NHB) Directions, 2016 In
More informationRESERVE BANK OF INDIA
भ रत य ररजर व ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2015-16/23 DNBR (PD) CC. No.044/03.10.119/2015-16 July 01, 2015 (updated as on April 11, 2016) To All Non-Systemically Important Non-Deposit taking
More informationRBI/ /551 DNBR (PD).CC.No.028/ / April 10, 2015
RBI/2014-15/551 DNBR (PD).CC.No.028/03.10.001/2014-15 April 10, 2015 All NBFCs with asset size of `.100 cr and above (excluding Primary Dealers) Dear Sirs, NBFCs- Lending against Shares Clarification Please
More informationRESERVE BANK OF INDIA
भ रत य ररजर व ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2015-16/13 DNBR (PD) CC.No.043/03.10.119/2015-16 July 01, 2015 (Updated as on April 11, 2016) To All Systemically Important Non-Deposit taking
More informationRBI/ /54 DNBS (PD) CC. No. 31 / SCRC / / July 1, 2013
भ रत य रज़व ब क --------------------------------------RESERVE BANK OF INDIA-------------------------------- www.rbi.org.in RBI/2013-2014/54 DNBS (PD) CC. No. 31 / SCRC / 26.03.001/ 2013-2014 July 1, 2013
More informationभ रत य रज़व ब क. RESERVE BANK OF INDIA RBI/ /543 UBD.BPD.(PCB).Cir.No.53/ / March 28, 2014
भ रत य रज़व ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2013-14/543 UBD.BPD.(PCB).Cir.No.53/13.05.000/2013-14 March 28, 2014 The Chief Executive Officers of All Multi-State Co-operative Banks Dear Sir/Madam,
More informationRBI/ /49 DNBS.(PD)CC.No. 347 / / July 1, 2013
RBI/2013-14/49 DNBS.(PD)CC.No. 347 /03.10.38/2013-14 July 1, 2013 To, All NBFCs(excluding RNBCs) Dear Sirs, Master Circular- Introduction of New Category of NBFCs - Non Banking Financial Company-Micro
More informationž ú ¹ { Ä ÿˆå RESERVE BANK OF INDIA RBI/ /215 DBOD.Dir.(Exp).BC.No.38 / / October 11, 2011
ž ú ¹ { Ä ÿˆå RESERVE BANK OF INDIA www.rbi.org.in RBI/2011-12/215 DBOD.Dir.(Exp).BC.No.38 /04.02.001/2011-12 October 11, 2011 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/ Madam, Rupee Export
More informationNBFCs Audit Aspects and Post Companies Act 2013 scenario
NBFCs Audit Aspects and Post Companies Act 2013 scenario BCAS JOLLY BHAVAN 26 TH SEPTEMBER, 2014 Zubin F. Billimoria CONTENTS Audit Aspects Post Companies Act, 2013 scenario Audit Aspects Classification
More informationभ रत य रज़वर ब क RESERVE BANK OF INDIA
भ रत य रज़वर ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2017-18/43 FMRD.DIRD.2/14.01.002/2017-18 August 10, 2017 To All market participants Dear Sir/Madam Reserve Bank Commercial Paper Directions, 2017
More informationभ रत य ररजर व ब क RESERVE BANK OF INDIA RBI/ /538 DBR.No.BP.BC.84/ / April 6, 2015
भ रत य ररजर व ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2014-15/538 DBR.No.BP.BC.84/21.04.048/2014-15 April 6, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Prudential
More informationAUDIT OF NON BANKING FINANCIAL COMPANIES
14.1 Introduction 14 AUDIT OF NON BANKING FINANCIAL COMPANIES Non-banking financial companies (NBFCs) have been the subject of focussed attention during the nineties. In particular, the rapid growth of
More informationभ रत य रज़वर ब क. RBI/ /52 DCBR.CO.LS.PCB. Cir.No.5/ / September 27, 2018
भ रत य रज़वर ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2018-19/52 DCBR.CO.LS.PCB. Cir.No.5/07.01.000/2018-19 September 27, 2018 Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear
More informationभ रत य ररजर व ब क RESERVE BANK OF INDIA RBI/ /56 DBR.No.BP.BC.9/ / September 1, 2016
भ रत य ररजर व ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2016-17/56 DBR.No.BP.BC.9/21.04.048/2016-17 September 1, 2016 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Guidelines
More informationभ रत य रज़वर ब क. RESERVE BANK Of INDIA RBI/ /656 DBOD.No.DEAF Cell.BC.123/ / June 25, 2014
भ रत य रज़वर ब क RESERVE BANK Of INDIA www.rbi.org.in RBI/2013-14/656 DBOD.No.DEAF Cell.BC.123/30.01.002/2013-14 June 25, 2014 The Chairman and Managing Director / Chief Executive Officers All Scheduled
More informationभ रत य ररज़ व ब क. Scheme for providing Financial Assistance to Urban Cooperative Banks for Implementation of Core Banking Solution
भ रत य ररज़ व ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2015-16/368 DCBR.CO.PCB.Cir.No.14/09.18.300/2015-16 Chaitra 24, 1938 April 13, 2016 Chief Executive Officers Primary (Urban) Cooperative Banks
More informationRBI/ /49 FIDD.CO.Plan.BC.08/ / September 21, Co-origination of loans by Banks and NBFCs for lending to priority sector
RBI/2018-19/49 FIDD.CO.Plan.BC.08/04.09.01/2018-19 September 21, 2018 The Chairman / Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (excluding RRBs & SFBs) and All NBFC-ND-SIs
More informationRBI / /51 DNBS (PD-MGC) C.C. No. 14/ / July 1, The Chairman/CEOs of all Mortgage Guarantee Companies
RBI / 2013-14 /51 DNBS (PD-MGC) C.C. No. 14/ 23.11.001 / 2013-14 July 1, 2013 The Chairman/CEOs of all Mortgage Guarantee Companies Dear Sir, Notification as amended upto June 30, 2013 Mortgage Guarantee
More informationRBI / /25 DNBS (PD) CC No. 288 / / July 2, 2012
RBI /2012-13/25 DNBS (PD) CC No. 288 / 03.10.001 / 2012-13 July 2, 2012 To All Non-Banking Financial Companies (NBFCs) Dear Sir, Master Circular Corporate Governance In order to have all current instructions
More informationभ रत य रजवर ब क RESERVE BANK OF INDIA
भ रत य रजवर ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2016-17/122 DBR.No.BP.BC.34/21.04.132/2016-17 November 10, 2016 All Scheduled Commercial Banks (Excluding RRBs), All-India Term-lending and Refinancing
More informationCentral Depository Services (India) Limited
Central Depository Services (India) Limited Convenient Dependable Secure COMMUNIQUÉ TO DEPOSITORY PARTICIPANTS CDSL/OPS/DP/1746 October 20, 2009 UPDATION OF NEW BANK ACCOUNT NUMBERS DPs are advised to
More informationRBI/ /366 FIDD.CO.Plan.BC.23/ / April 7, 2016
भ रत य ररज र व ब क ----------------------RESERVE BANK OF INDIA----------------- www.rbi.org.in RBI/2015-16/366 FIDD.CO.Plan.BC.23/ 04.09.01/2015-16 April 7, 2016 The Chairman/ Managing Director/ Chief
More informationभ रत य रजवर ब क RESERVE BANK OF INDIA RBI/ /117 FMOD.MAOG.No.116/ / November 10, 2016
भ रत य रजवर ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2016-17/117 FMOD.MAOG.No.116/01.01.001/2016-17 November 10, 2016 All Scheduled Commercial Banks (Excluding Regional Rural Banks), Scheduled Urban
More informationRBI/ /201 DBOD.No.BP.BC.38/ / September 1, Implementation of Basel III Capital Regulations in India Amendments
RBI/2014-15/201 DBOD.No.BP.BC.38/21.06.201/2014-15 September 1, 2014 The Chairman and Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Excluding Regional Rural Banks and Local
More informationब क ह द म पत र च र क स व गत करत ह
NHB (ND)/DRS/Misc. Circular No.18/2017-18 November 17, 2017 To, All Registered Housing Finance Companies Madam/Sir Notification as Financial Institution under section 2(1)(iv)(m) of the Securitization
More informationNBFC Prudential Norms, Auditor s Directions and Other Regulations
WIRC - ICAI NBFC Prudential Norms, Auditor s Directions and Other Regulations 18/06/2016 Coverage Existence of NBFC and Regulatory Development Bank v/s Non Bank Meaning of NBFC Classification of NBFCs
More informationRBI/ /183 DBR.BP.BC.No. 40 / / September 24, Partial Credit Enhancement to Corporate Bonds
RBI/2015-16/183 DBR.BP.BC.No. 40 /21.04.142/2015-16 September 24, 2015 All Scheduled Commercial Banks (excluding RRBs) Partial Credit Enhancement to Corporate Bonds Please refer to the draft guidelines
More informationRESERVE BANK OF INDIA
RBI/2015-16/19 भ रत य ररजर व ब क RESERVE BANK OF INDIA www.rbi.org.in DNBR (PD) CC. No.050/03.10.119/2015-16 July 01, 2015 To All Miscellaneous Non-Banking Companies, Dear Sir/Madam, Master Circular Miscellaneous
More informationभ रत य ररज़र व ब क. RBI/ /295 DBS.CO.CFMC.BC.No.007/ / January 21, 2016
भ रत य ररज़र व ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2015-16/295 DBS.CO.CFMC.BC.No.007/23.04.001/2015-16 January 21, 2016 The Chairmen / Chief Executive Officers All Scheduled Commercial Banks (excluding
More informationभ रत य रज़व ब क. RBI/ /19 UBD.BPD.(PCB) MC No.6/ / July 1, 2014
भ रत य रज़व ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2014-15/19 UBD.BPD.(PCB) MC No.6/09.18.201/2014-15 July 1, 2014 The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir / Madam,
More informationReserve Bank of India Department of Non-Banking Supervision Central Office, Centre No 1 World Trade Centre Mumbai
Reserve Bank of India Department of Non-Banking Supervision Central Office, Centre No 1 World Trade Centre Mumbai 400 005 Notification No.DNBS.1/CGM(CSM)-2003 dated March 7, 2003 The Reserve Bank of India,
More informationSPECIMEN APPLICATION FORM FOR REGISTRATION WITH RBI
SPECIMEN APPLICATION FORM FOR REGISTRATION WITH RBI FORM OF APPLICATION FOR CERTIFICATE OF REGISTRATION TO COMMENCE/CARRY ON THE BUSINESS OF A NON-BANKING FINANCIAL INSTITUTION BY A COMPANY Name and address
More informationRBI/ /135 DBOD.AML.BC. No.29 / / July 12, 2013
RBI/2013-14/135 DBOD.AML.BC. No.29 /14.01.001/2013-14 July 12, 2013 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Dear Sir,
More informationभ रत य रज़वर ब क RESERVE BANK OF INDIA
RBI/2018-19/24 भ रत य रज़वर ब क RESERVE BANK OF INDIA www.rbi.org.in FMRD.DIRD.01/14.03.038/2018-19 July 24, 2018 To All participants in repo markets Dear Sir/Madam Repurchase Transactions (Repo) (Reserve
More informationभ रत य रज़वर ब क RESERVE BANK OF INDIA
भ रत य रज़वर ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2018-19/129 DNBR (PD) CC.No.096/03.10.001/2018-19 February 22, 2019 All systemically important non-deposit taking NBFCs Madam / Dear Sir, Interest
More informationRBI/ /429 DBR.BP.BC.No.106/ / June 23, Implementation of Indian Accounting Standards (Ind AS)
RBI/2015-16/429 DBR.BP.BC.No.106/21.07.001/2015-16 June 23, All Scheduled Commercial Banks (excluding Regional Rural Banks) Madam / Dear Sir, Implementation of Indian Accounting Standards (Ind AS) Please
More informationú ¹ { Ä ÎˆÅ RESERVE BANK OF INDIA
ú ¹ { Ä ÎˆÅ RESERVE BANK OF INDIA www.rbi.org.in RBI/2008-2009/379 DBOD.No. BP.BC.110/08.12.001/2008-09 February 10, 2009 The Chairman & Managing Directors / Chief Executive Officers of All Scheduled Commercial
More informationRBI/ /14 Ashadha 23, 1938 DCBR.BPD.BC.No. 01/ / July 14, 2016
RBI/2016-17/14 Ashadha 23, 1938 DCBR.BPD.BC.No. 01/19.51.026/2016-17 July 14, 2016 All State / Central Co-operative Banks Dear Sir / Madam, Investments in Non-SLR instruments by State / Central Co-operative
More informationRBI/ /161 DNBS (PD) CC.No.300 / / August 03, 2012
RBI/2012-13/161 DNBS (PD) CC.No.300 /03.10.038/2012-13 August 03, 2012 All NBFCs Dear Sir, Non Banking Financial Company-Micro Finance Institutions (NBFC-MFIs) Directions Modifications Please refer to
More informationभ रत य ररज़र व ब क. RESERVE BANK OF INDIA RBI/ /628 UBD.BPD.(PCB).Cir.No. 68 / / June 5, 2014
RBI/2013-14/628 UBD.BPD.(PCB).Cir.No. 68 /16.26.000/2013-14 June 5, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir/Madam, The Banking Laws (Amendment) Act 2012 Amendments
More informationFORM OF APPLICATION FOR CERTIFICATE OF REGISTRATION TO COMMENCE THE BUSINESS OF A MORTGAGE GUARANTEE COMPANY
FORM OF APPLICATION FOR CERTIFICATE OF REGISTRATION TO COMMENCE THE BUSINESS OF A MORTGAGE GUARANTEE COMPANY Name and address of Registered Office of the company (in block letters) To The Chief General
More informationRESERVE BANK OF INDIA
RBI/2015-16/107 भ रत य रजवर ब क RESERVE BANK OF INDIA www.rbi.org.in DNBR (PD) CC.No.056/03.10.119/2015-16 July 01, 2015 (Updated as on April 11, 2016) To All Non-Banking Financial Companies (NBFCs), Dear
More informationRBI/ /9 DNBS (PD) CC. No. 7 / SCRC / / July 02, 2007
RBI/2007-2008/9 DNBS (PD) CC. No. 7 / SCRC / 10.30.000/ 2007-2008 July 02, 2007 The Securitisation Companies and Reconstruction Companies (Reserve Bank) Guidelines and Directions, 2003 The Reserve Bank
More informationBCA - Workshop on NBFC St Regis Hotel Palladium, Mumbai 4 August 2016
NBFC - Statutory Audit aspects under Companies Act, 2013 BCA - Workshop on NBFC St Regis Hotel Palladium, Mumbai 4 August 2016 Agenda 1 Key aspects of audit of NBFCs 2 Laws / Regulatory Aspects 3 Accounting
More informationRBI/ /89 DBR.No.Leg.BC.96/ / November 9, 2017
RBI/2017-18/89 DBR.No.Leg.BC.96/09.07.005/2017-18 November 9, 2017 All Scheduled Commercial Banks (including RRBs) All Small Finance Banks and Payments Banks Dear Sir/ Madam Statement on Developmental
More informationDEPARTMENT OF COMMUNICATION, Central Office, S.B.S.Marg, Mumbai
Draft guidelines on constituting Board of Management in Primary (Urban) Cooperative Banks Respected Sir, Please find enclosed Draft guidelines on constituting Board of Management in Primary (Urban) Cooperative
More informationRBI/ /278 RPCD.RCB.BC.No.37/ / October 29, 2014
RBI/14-15/278 RPCD.RCB.BC.No.37/07.51.012/14-15 October 29, 14 All State / Central Cooperative Banks (StCBs/CCBs) Madam / Dear Sir, Risk Weights for calculation of CRAR Please refer to our circular RPCD.CO.RF.BC.40/07.38.03/07-08
More informationRBI/ /120 DBR.No.BP.BC.30/ / November 10, Guidelines on capital requirements for bank exposures to central counterparties
RBI/2016-17/120 DBR.No.BP.BC.30/21.06.201/2016-17 November 10, 2016 The Managing Director/ Chief Executive Officer All Scheduled Commercial Banks (Excluding Regional Rural Banks) Madam / Dear Sir, Guidelines
More informationSiddharth Agarwal. All Rights Reserved. Page 1
Sl. No. Topic Detailed Explanations 1 Company Audit Section 139 & 143 2 Liabilities Liabilities of Auditors Expanded 3 Tax Audit Section 44AB, 44AD, Form 3CD 4 GST Audit New Topic added in syllabus. 5
More informationAuction of Government Securities: Non-Competitive Bidding Facility to retail investors
RBI/2017-18/99 IDMD.1080/08.01.001/2017-18 November 23, 2017 All Scheduled Commercial Banks All State Co-operative Banks / All Scheduled Primary (Urban) Co-operative Banks / All Financial Institutions
More information2. The details of changes made to the existing regulatory framework on Corporate Governance and Disclosures for NBFCs are given in Annexes 1-5.
Comments/suggestions on the draft guidelines may be sent to...forwarded to the Chief General Managerin-Charge, Department of Non-Banking Supervision, Reserve Bank of India, Central Office, WTC, Cuffe Parade,
More informationभ रत य रज़व ब क. RBI/ /24 UBD.BPD.(PCB) MC No.1/ / July 1, 2014
भ रत य रज़व ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2014-15/24 UBD.BPD.(PCB) MC No.1/13.05.000/2014-15 July 1, 2014 The Chief Executive Officers All Primary (Urban) Co-operative Banks Madam / Dear
More informationभ रत य रज़वर ब क RESERVE BANK OF INDIA RBI/IDMD/ /30 IDMD.CDD No.2989/ / July 1, 2016
भ रत य रज़वर ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/IDMD/2016-17/30 IDMD.CDD No.2989/13.01.299/2016-17 July 1, 2016 The Chairman / Managing Director Head Office (Government Accounts Department) State
More informationभ रत य ररज़र व ब क. RESERVE BANK OF INDIA RBI/ /604 UBD.BPD (PCB) Cir. No. 9 / / May 26, 2014
भ रत य ररज़र व ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2013-14/604 UBD.BPD (PCB) Cir. No. 9 /14.01.062/2013-14 May 26, 2014 The Chief Executive Officer, All AD Category I Primary (Urban) Co-operative
More informationRBI/ /137 FIDD.CO.FSD.BC.No.15/ / March 7, 2019
भ रत य रज़वर ब क RESERVE BANK OF INDIA www.rbi.org.in --------------------------------------------------------------------------------------------------------------------- RBI/2018-19/137 FIDD.CO.FSD.BC.No.15/05.02.001/2018-19
More informationRBI/ /112 DCM (Plg) No.1226/ / November 08, 2016
RBI/2016-17/112 DCM (Plg) No.1226/10.27.00/2016-17 November 08, 2016 The Chairman / Managing Director/ Chief Executive Officer, Public Sector Banks/ Private Sector Banks / Foreign Banks/ Regional Rural
More informationRESERVE BANK OF INDIA DEPARTMENT OF NON-BANKING SUPERVISION CENTRAL OFFICE CENTRE I, WORLD TRADE CENTRE CUFFE PARADE, COLABA MUMBAI
RESERVE BANK OF INDIA DEPARTMENT OF NON-BANKING SUPERVISION CENTRAL OFFICE CENTRE I, WORLD TRADE CENTRE CUFFE PARADE, COLABA MUMBAI 400 005 NOTIFICATION No. DNBS. 193 DG(VL)-2007 dated February 22, 2007
More informationभ रत य रज़वर ब क. DCBR.BPD.Cir.No.17/ / May 26, Credit information reporting in respect of Self Help Group (SHG) members
भ रत य रज़वर ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2015-16/409 Jyeshtha 5, 1938 (saka) DCBR.BPD.Cir.No.17/16.74.000/2015-16 May 26, 2016 The Chief Executive Officers All Primary (Urban) Co-operative
More informationभ रत य रज़वर ब क RESERVE BANK OF INDIA RBI/ /60 DPSS.CO.OD No. 803/ / October 15, 2018
भ रत य रज़वर ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2018-19/60 DPSS.CO.OD No. 803/06.08.005/2018-2019 October 15, 2018 Central Counterparties authorised by RBI / Central Counterparties seeking authorisation
More informationConsultants Pvt. Ltd.
RBI/214-15/131 DBOD. AML. BC. No. 26/14.01.001/2014-15 July 17, 2014 The Chairperson/Chief Executive Officers All Scheduled Commercial Banks (excluding RRBs) /Local Area Banks/ All India Financial Institutions
More informationDNBS (PD) CC No.333 / / July 1, 2013
RBI 2013-14/35 DNBS (PD) CC No.333 / 03.02.001 / 2013-14 July 1, 2013 To The Chairman / CEOs of all Non-Banking Financial (Non - Deposit Accepting or Holding) Companies Dear Sirs, Notification as amended
More informationSummary of Reserve Bank of India s New Guidelines for NBFCs
Summary of Reserve Bank of India s New Guidelines for NBFCs CA Rajesh Pabari D r e a m O p t i m u s C o n s u l t i n g 1 8 0, G r o u n d F l o o r, R a g h u l e e l a M a l l, K a n d i v a l i ( W
More informationभ रत य रज़व ब क RESERVE BANK OF INDIA
भ रत य रज़व ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2014-15/25 UBD.BPD.(PCB) MC No.3 /09.14.000/2014-15 July 1, 2014 The Chief Executive Officers All Primary (Urban) Co-operative Banks Madam / Dear
More informationRBI/ /293 DBR.BP.BC.No.46/ / November 3, 2014
RBI/2014-15/293 DBR.BP.BC.No.46/21.04.098/2014-15 November 3, 2014 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Basel III Framework on Liquidity Standards Monitoring tools for Intraday Liquidity
More informationAUDIT OF NON-BANKING FINANCIAL COMPANIES
12 AUDIT OF NON-BANKING FINANCIAL COMPANIES LEARNING OUTCOMES After studying this chapter, you will be able to: Understand the definition, regulations and types of NBFCs. Difference between Banks and NBFCs.
More informationAmendments to NBFC Regulations. The Bank regulates the activities of NBFCs through five sets of Directions viz.
Ref.DNBS.(PD).CC.No. 13 /02.01/99-2000 June 30, 2000. Amendments to NBFC Regulations To All Non-Banking Financial Companies including Residuary Non-Banking Companies Dear Sirs, Amendments to NBFC Regulations
More informationRESERVE BANK OF INDIA
भ रत य रजवर ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2015-16/105 DNBR (PD) CC. No. 063/03.10.119/2015-16 July 01, 2015 To All Primary Dealers, Dear Sir / Madam, Master Circular Prudential Guidelines
More information¼ããÀ ããè¾ã ¹ãÆãä ã¼ãîãä ã ããõà ãäìããä ã½ã¾ã ºããñ à Securities and Exchange Board of India
CIRCULAR CIR/IMD/DF/6/2015 September 15, 2015 To, All Recognised Stock Exchanges All Registered Merchant Bankers All Credit Rating Agencies All NBFCs through stock exchanges, where they are listed. Dear
More informationISSUES IN FORMATION OF NBFC & FILING OF RETURNS BY C.A. ALOK SAKSENA
ISSUES IN FORMATION OF NBFC & FILING OF RETURNS BY C.A. ALOK SAKSENA NBFC DEFINITION NBFC DEFINITION Section 45I of Reserve Bank of India (RBI) Act 1934 Section 45I (f) Non- Banking Finance Company (i)
More informationStatement on Developmental and Regulatory Policies
प र स प रक शन PRESS RELEASE स च र वभ ग, क द र य क य र लय, एस.ब.एस.म गर, म बई-400001 DEPARTMENT OF COMMUNICATION, Central Office, S.B.S.Marg, Mumbai-400001 फ न/Phone: 91 22 2266 0502 फ क स/Fax: 91 22 2266
More informationChecklist for NBFC-MFI- New Companies. Items to be Checked Confirm Page No. 1 Is the Application of the Company duly stamped
Name of the applicant Company : Name of the Regional Office : Checklist for NBFC-MFI- New Companies Items to be Checked Confirm Page No. 1 Is the Application of the Company duly stamped 2 Is the Application
More informationRBI/ /178 DBR.BP.BC.No.106/ / May 17, 2018
RBI/2017-18/178 DBR.BP.BC.No.106/21.04.098/2017-18 May 17, 2018 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/Madam, Basel III Framework on Liquidity Standards Net Stable Funding Ratio (NSFR)
More informationभ रत य ररज ब क. RBI/ /125 UBD. CO. BPD. PCB. Cir. No. 4 / / July 15, 2014
भ रत य ररज ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2014-15/125 UBD. CO. BPD. PCB. Cir. No. 4 /16.74.000/2014-15 July 15, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear
More informationNBFC Prudential Norms & Compliances Important Aspects
NBFC Prudential Norms & Compliances Important Aspects Bombay Chartered Accountants Society CA Bhavesh Vora Coverage Existence of NBFCs Last Decade of NBFC Banks Vs. Non-Banks Meaning of NBFCs Major Changes
More informationRESERVE BANK OF INDIA. RBI/ /125 FIDD.CO.MSME.BC.No.14/ / February 21, 2019
भ रत य रज़वर ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2018-19/125 FIDD.CO..BC.No.14/06.02.031/2018-19 February 21, 2019 The Chairman/Managing Director & CEOs All Scheduled Commercial Banks (including
More informationRESERVE BANK OF INDIA DEPARTMENT OF NON-BANKING REGULATION CENTRAL OFFICE, CENTRE I, WORLD TRADE CENTRE CUFFE PARADE, COLABA MUMBAI
RESERVE BANK OF INDIA DEPARTMENT OF NON-BANKING REGULATION CENTRAL OFFICE, CENTRE I, WORLD TRADE CENTRE CUFFE PARADE, COLABA MUMBAI - 400 005. RBI/DNBR/2016-17/44 Master Direction DNBR.PD.007/03.10.119/2016-17
More informationMaster Circular - The Housing Finance Companies (NHB) Directions, 2010
NHB(ND)/DRS/REG/MC-01/2016 July 1, 2016 All Housing Finance Companies Dear Sir/Madam, Master Circular - The Housing Finance Companies (NHB) Directions, 2010 In order to have all current instructions on
More informationRBI / /54 DNBS (PD) CC No. 380/ / July 1, All Deposit Taking NBFCs and Residuary Non-Banking Companies
RBI /2014-15/54 DNBS (PD) CC No. 380/03.02.001/ 2014-15 July 1, 2014 To All Deposit Taking NBFCs and Residuary Non-Banking Companies Dear Sirs, Master Circular Non-Banking Financial (Deposit Accepting
More informationभ रत य रजवर ब क RESERVE BANK OF INDIA
भ रत य रजवर ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2015-16/58 DBR.No.BP.BC.1/21.06.201/2015-16 July 1, 2015 All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Madam
More informationभ रत य रज़वर ब क. RESERVE BANK OF INDIA RBI/ /165 DBOD.Dir.(Exp).BC.No.36 / / August 9, 2010
भ रत य रज़वर ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2010-11/165 DBOD.Dir.(Exp).BC.No.36 /04.02.001/2010-11 August 9, 2010 All Scheduled Commercial Banks (excluding RRBs) Dear Sir/ Madam Rupee Export
More informationSurvey on International Trade in Banking Services:
प र स प रक शन PRESS RELEASE स च र वभ ग, क द र य क य र लय, एस.ब.एस.म गर, म बई-400001 DEPARTMENT OF COMMUNICATION, Central Office, S.B.S.Marg, Mumbai-400001 फ न/Phone: 022 2261 0835 फ क स/Fax: 91 22 22660358
More informationCGTMSE Ref. No. / 44 August 21, Master Circular No.1 / Master Circular on Credit Guarantee Fund Scheme for MSEs (CGS-1)
CGTMSE Ref. No. / 44 August 21, 2018 All Member Lending Institutions of CGTMSE Madam/Dear Sir, Master Circular No.1 / 2018 19 Master Circular on Credit Guarantee Fund Scheme for MSEs (CGS-1) As you are
More informationभ रत य ररज़र व ब क. Anti-Money Laundering (AML) / Combating of Financing of Terrorism (CFT) - Standards UCBs/StCBs/DCCBs
भ रत य ररज़र व ब क RESERVE BANK OF INDIA www.rbi.org.in RBI/2014-15/546 DCBR.CO.BPD.Cir No.25/14.01.062/2014-15 April 8, 2015 The Chief Executive Officer All Primary (Urban) Co-operative Banks/ All State/Central
More informationDNBS (PD) CC No.332 / / July 1, 2013
RBI /2013-14/34 DNBS (PD) CC No.332 / 03.02.001/ 2013-14 July 1, 2013 To The Chairman / CEOs of all Non-Banking Financial (Deposit Accepting or Holding) Companies and Residuary Non-Banking Companies Dear
More informationConsultants Pvt. Ltd.
भ रत य रज़वर ब क ----------------------------------- RESERVE BANK OF INDIA ------------------------------------- www.rbi.org.in RBI/2013-14/434 RPCD.CO.RRB.BC.No./ 74 /03.05.33/2013-14 January 07, 2014
More informationRBI / /27 DNBS (PD) CC No. 286/ / July 2, 2012
RBI /2012-13/27 DNBS (PD) CC No. 286/03.10.042/2012-13 July 2, 2012 To All Non-Banking Financial Companies (NBFCs) and Residuary Non-Banking Companies (RNBCs) Dear Sir, Master Circular - Fair Practices
More informationRESERVE BANK OF INDIA DEPARTMENT OF NON-BANKING REGULATION CENTRAL OFFICE, CENTRE I, WORLD TRADE CENTRE CUFFE PARADE, COLABA MUMBAI
RESERVE BANK OF INDIA DEPARTMENT OF NON-BANKING REGULATION CENTRAL OFFICE, CENTRE I, WORLD TRADE CENTRE CUFFE PARADE, COLABA MUMBAI - 400 005. RBI/DNBR/2016-17/43 Master Direction DNBR. PD.006/13.10.119/2016-17
More informationRBI/ /96 DBOD.BP.BC.No.27 / / July 2, Master Circular - Bank Finance to Non-Banking Financial Companies (NBFCs)
RBI/2012-13/96 DBOD.BP.BC.No.27 / 21.04.172 / 2012-13 July 2, 2012 Chairman and Managing Directors / Chief Executives of All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Master Circular - Bank
More informationAPPLICATION FORM FOR REGISTRATION WITH RBI UNDER SECTION 45-IA OF THE RBI ACT, 1934
APPLICATION FORM FOR REGISTRATION WITH RBI UNDER SECTION 45-IA OF THE RBI ACT, 1934 FORM OF APPLICATION FOR CERTIFICATE OF REGISTRATION TO COMMENCE/CARRY ON THE BUSINESS OF A NON-BANKING FINANCIAL COMPANY
More information